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Disability Insurance Awareness Month Is Happening Now!

May 2, 2016 11:07 AM

May is Disability Insurance Awareness month, a time designated for us to reflect upon the important role Disability Insurance plays for our Customers, Colleagues and Company.

Did you know that according to the Council for Disability Awareness, more than 25 percent of American workers will at some point miss three months or more of work due to an injury or disability? Did you also know that more than three fourths of workers claim they could not pay their bills for more than a year without income?

Statistics like these can be alarming but are a good reminder about the importance disability insurance plays in protecting your income.

American Fidelity’s founders, C.W. and C.B. Cameron based our Company on a fundamental belief: The most important asset anyone has is their ability to work and earn a living. As part of this belief, our Colleagues automatically receive disability insurance as part of our standard benefits package.

If your paycheck suddenly vanished due to an illness or injury that prevented you from working, how long would you be able to buy groceries or pay your monthly bills before feeling the pinch? Probably not very long. That‘s why disability insurance is such an important part of a solid financial plan.

Learn more about disability insurance from the Council for Disability Awareness (CDA) Defend Your Income website.

Have you or a loved one had to use disability income insurance – or wish you had? Let us know in the comments!

Want to help others protect their incomes? Apply now to join the American Fidelity!

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What’s Happening at AFA | Disability Insurance Awareness Month

May 1, 2015 10:53 AM
We together Did you know that May is Disability Insurance Awareness Month? It may not sound like the most exciting holiday, but this is actually a very important time for us here at American Fidelity. As a Company focused on helping  those in need, AFA provides Disability Insurance to thousands of Customers and our Colleagues to help them protect their income. American Fidelity’s founders, C.W. and C.B. Cameron based our Company on a fundamental belief: The most important asset anyone has is their ability to work and earn a living. As part of this belief, our Colleagues automatically receive disability insurance as part of our standard benefits package. For many people, income earned at their daily job is the only form of financial support available. How long could you go if your paychecks suddenly stopped because of an injury or illness? It wouldn’t take long for many people to feel strained, and even a short rough patch in someone’s health can seriously complicate their financial security for years to come. Did you know just over 1 in 4 of today's 20 year-olds will become disabled before they retire1? We’re doing our part this month to bring awareness and insight to the importance of keeping your financial security protected. Are you? If you’re interested in learning more about disability insurance, including more statistics about how many people are affected by income-debilitating disabilities, make sure to check out the Council for Disability Awareness’s website. What protections do you have in place in case of a life altering illness or accident? Do you know what income sources are available to you should you become disabled? 1 U.S. Social Security Administration, Fact Sheet February 7, 2013

What’s Happening at AFA I Recognizing Disability Insurance Awareness Month

May 5, 2014 02:09 AM
DIAM-logo-hires 2010 May Disability month Do you have a plan to pay the bills if you suddenly become disabled? At American Fidelity we are celebrating Disability Insurance Awareness Month by teaching our Colleagues how this product can help protect them and our Customers. AFA automatically provides our Colleagues with disability insurance as part of our standard benefits, and this helps bring me great peace of mind. American Fidelity’s founders, C.W. and C.B. Cameron based our Company on a fundamental belief: The most important asset anyone has is their ability to work and earn a living. We want to help workers protect that asset by offering disability insurance. Together, our Association Worksite Division (AWD) and American Fidelity Educational Services (AFES) write more business for disability insurance than any other single product line. “More than a quarter of today's 20 year-olds will suffer an income-interrupting disability at some point during their working careers,” said Barry Lundquist, president of the Council for Disability Awareness. If your paycheck suddenly vanished due to an illness or injury that prevented you from working, how long would you be able to buy groceries or pay your monthly bills before feeling the pinch? Probably not very long. That‘s why disability insurance is such an important part of a solid financial plan. Learn more about disability insurance from the Council for Disability Awareness (CDA) Defend Your Income website. Are you helping to protect your income?

Help Protect Your Income and Help Others

May 1, 2013 03:23 AM

disability awareness monthOne of the great aspects of working at American Fidelity is that we get to help provide financial protection to our Customers through our products and services. One of those products is disability income insurance, which can help protect your income if you become disabled and are unable to work. In honor of Disability Awareness Month, I want to share some information with you about this product.

According to the Council for Disability Awareness, one in four of today’s 20-year-olds will become disabled before they retire and more than 37 million Americans are classified as disabled, comprising 12 percent of the total population. If you became disabled, how would you pay your bills while you are unable to work?

While your medical insurance may cover the medical bills and your employer must allow you unpaid leave under the Family and Medical Leave Act, neither of these sources will provide you with income if you become disabled. It can take time to qualify for and receive Social Security Disability benefits and those typically do not provide you with the level of income you earned prior to your disability.

Disability income insurance can help protect your income by paying a percentage of your salary if you become disabled. Our founder believed that the most important asset any of us have is our ability to earn a living. He wanted to provide a product that allowed working people to help protect that ability. Today, we provide disability income insurance to our own Colleagues at no charge to them because of this legacy.

Have you or a loved one had to use disability income insurance – or wish you had? Let us know in the comments!

Want to help others protect their incomes? Apply now to join the American Fidelity family!